Medicare Annual Enrollment Period

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Medicare Annual Enrollment Period

Medicare health plans under Part C and Part D, like other health plans, have an annual enrollment period that you can add, change or drop your coverage. If you miss this period, unless you have a special circumstance like moving, you will have to wait until the following year.

For Medicare Advantage plans and stand-alone prescription drug plans, the annual enrollment period (AEP) is October 15th – December 7th every year.

What changes can I make during AEP?

  • You can change your Medicare Advantage Plan to another Medicare Advantage plan
  • You can drop your Medicare Advantage Plan and return to Original Medicare and purchase a stand-alone prescription drug plan, (and a MediGap if you qualify)
  • You can change your prescription drug plan to another prescription drug plan.
  • You can enroll into a stand-alone prescription drug plan
  • You can drop your Part D plan

What things should I be aware when shopping for a plan in AEP?

  • Budget – how much can I spend?
  • Is my doctor in-network?
  • If considering a MediGap – can I qualify?
  • Are my prescriptions on the formulary?
  • Do I travel?

With several plan choices in the marketplace, shopping and comparing plans can be overwhelming.  Making the wrong choice can affect your health, so lots of people are fearful to make a change for fear of making the wrong.  If you drop coverage you could face a penalty. Let Coverance Insurance Solutions help you navigate all the options. Click here for your free no-obligation review:

The purpose of this communication is the solicitation of insurance. Contact will be made by a licensed insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. www.coveranceis.com

The purpose of this communication is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. Coverance Insurance Solutions, Inc. is not connected with or endorsed by the U.S. government or the federal Medicare program.

Coverance's Medicare Supplement website is operated by Coverance Insurance Solutions, Inc., a licensed health insurance agency.

Medicare has neither reviewed nor endorsed this information.