If you missed your initial 7-month enrollment period into Original Medicare, there is a General Enrollment Period.

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General Enrollment Period – If you didn’t sign up for Part B (or Part A if you need to purchase it) when you were first able during your initial enrollment period and you didn’t have a special enrollment period, there is an annual General enrollment period from January 1 – March 31.  Your Medicare coverage will begin July 1. Your Part B (and/or Part A) premium could be assessed a penalty, therefore it will be higher than if you enrolled during your Initial enrollment period. The penalty is 10% per every 12 months you didn’t enroll when first eligible.  You could be paying this penalty for as long as you’re enrolled into Medicare.

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If you have questions about enrolling into Medicare, call Social Security Administration at 1-800-772-1213.

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