Enrolling into Medicare

As you approach your 65th birthday, or near your 25th month of being disabled, questions arise about the timeline to enroll into Original Medicare.

Who is eligible for Medicare? You must be a US citizen or permanent alien resident.

Will I automatically be enrolled into Medicare?

Typically, Medicare starts the first of month that you turn 65. If you are collecting your Social Security benefits and are approaching your 65th birthday, you will automatically be enrolled into Medicare Part A and Medicare Part B.

If you are disabled and collecting Social Security disability benefits, Medicare will begin on your 25thmonth on SSDI.

If you have ALS, you will automatically be enrolled into Medicare.

What are some situations that I need to apply for Medicare?

  • If you aren't collecting your Social Security benefits you need to contact the Social Security Administration 1-800-772-1213 to enroll into Medicare.
  • If you have ESRD (end stage renal disease) and would like Medicare, you need to contract the Social Security Administration at 1-800-772-1213.

Initial Enrollment Period - this period starts 3 months before your 65th birthday and ends three months after your birthday month. You have a total of 7 months to sign up for Medicare Part A and/or Part B.  If you sign up in the 3 months prior to your 65th birthday your coverage will start on the 1st day of your birthday month.  If you wait until your birthday month, your coverage will start the next month.  If you wait until 3 months after your birthday, your enrollment into Part A and/or B will be delayed.  This is also a good time to review what other insurance coverage you want to go along with Original Medicare.

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